$1,525,000
Moneta, VA 24121
MLS# 931121
4 beds | 3.1 baths | 3742 sqft
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Property Description
This lake home offers a rare sense of privacy and elevation, tucked into a park like setting while positioned within one of Smith Mountain Lake's premier golf and waterfront communities, The Waterfront Country Club. The setting is what truly distinguishes this property. Nestled in a quiet, deep water cove, the home enjoys 171 feet of protected shoreline where the water remains calm, peaceful, and ideal for swimming. With approximately 13 feet of water at full pond, slipping the boat in and out is effortless. No skiing, no wakeboarding--just quiet water, a naturalized lakeside yard, and a cove that feels like your own private swimming hole. Yet you are only minutes from a larger cove and then the main channel, offering a balance of serenity at home and convenience when you're ready to explore the lake. The home carries the charm of an original lake cottage with a modern, open feel. Built in 1985 and thoughtfully renovated in 2019 and 2022, the updates include opening the great room to highlight the wooded, treehouse like setting. Upon entering, the warm wooden ceiling frames the space, and views extend toward the Peaks of Otter--an uncommon vantage point that gives the home a sense of retreat and elevation rarely found at Smith Mountain Lake. Renovation highlights include engineered hickory flooring on both levels, fresh interior and exterior paint, and a beautifully updated kitchen featuring granite countertops, a new backsplash, and Bosch appliances. All bathrooms were fully renovated, including a standout primary suite with a copper soaking tub and a separate toilet room. The entry closet was removed to expand the great room, creating improved flow and stronger sightlines. In 2022, a mini split was added to heat and cool the side porch, and an Accessory Dwelling Unit was constructed above the utility/workshop garage. This private guest suite offers a bedroom, kitchen, full bath, and great room--ideal for extended family, multi generational living, or long term guests. The addition includes its own HVAC and water heater. Major systems include an approximate 2015 roof, 2016 shoreline riprap, a 26KW whole house generator, and the 2022 ADU with dedicated mechanicals. The Waterfront Country Club offers a private, amenity rich lifestyle at Smith Mountain Lake, blending championship golf, a welcoming 22,000 square foot clubhouse, tennis, fitness, dining, and a junior Olympic sized pool. Members enjoy a nearly 7,000 yard Fazio designed course, on site golf professionals, and a full calendar of events--all surrounded by the natural beauty and recreation of the lake. A premier community where golf, water, and lifestyle come together.
Details
General Property Description
Property Sub-Type: Single Family Residence
Construction Status: Completed
Residential Type: Detached
Total Acreage: 0.6
Entry Above Grd Fin SQFT: 1842
Upper Above Grd Fin SQFT: 0
Lower Below Grd Fin SQFT: 1200
Other Above Grd Fin SQFT: 700
Total Fnshd SqFt: 3742
Total Above Grd Fin SQFT: 2542
Grand Total Attached SQFT: 3742
Basement Y/N: Yes
Water Class: Waterfront Property
Length of Waterfront: 171
Total Unfin SQFT: 0
Prim. Covered Prking: Garage Attached
# Prim Cov Spaces: 2
Uncovered Parking: Off Street Parking
Uncovered # Spaces: 4
Total Cov'd Prk Spc: 2
Year Built: 1985
Total Bdrm: 4
Total Bths: 3.1
Total F Baths: 3
Total H Baths: 1
Water ID: Smith Mtn Lake
Location, Tax & Legal
Major Area: 04 - Franklin County
Phase: 0
Subdivision Map: Franklin
Lot: 0
Block: 0
Tax ID: 031 03-069 00
Annual Taxes: 4063
Section: 7
Zoning Code: RPD
POA Y/N: No
POA/Condo Dues: 0
Area: 0490 - SML Franklin County
Street Number: 116
Street Name: Clipper
Street Suffix: CIR
State/Province: VA
Zip Code: 24121
Subdivision: The Waterfront
Municipality: Franklin County
Elementary School: Dudley
Middle School: Ben Franklin Middle
High School: Franklin County
Remarks & Misc
Public Remarks: This lake home offers a rare sense of privacy and elevation, tucked into a park like setting while positioned within one of Smith Mountain Lake's premier golf and waterfront communities, The Waterfront Country Club.
The setting is what truly distinguishes this property. Nestled in a quiet, deep water cove, the home enjoys 171 feet of protected shoreline where the water remains calm, peaceful, and ideal for swimming. With approximately 13 feet of water at full pond, slipping the boat in and out is effortless. No skiing, no wakeboarding--just quiet water, a naturalized lakeside yard, and a cove that feels like your own private swimming hole. Yet you are only minutes from a larger cove and then the main channel, offering a balance of serenity at home and convenience when you're ready to explore the lake.
The home carries the charm of an original lake cottage with a modern, open feel. Built in 1985 and thoughtfully renovated in 2019 and 2022, the updates include opening the great room to highlight the wooded, treehouse like setting. Upon entering, the warm wooden ceiling frames the space, and views extend toward the Peaks of Otter--an uncommon vantage point that gives the home a sense of retreat and elevation rarely found at Smith Mountain Lake.
Renovation highlights include engineered hickory flooring on both levels, fresh interior and exterior paint, and a beautifully updated kitchen featuring granite countertops, a new backsplash, and Bosch appliances. All bathrooms were fully renovated, including a standout primary suite with a copper soaking tub and a separate toilet room. The entry closet was removed to expand the great room, creating improved flow and stronger sightlines.
In 2022, a mini split was added to heat and cool the side porch, and an Accessory Dwelling Unit was constructed above the utility/workshop garage. This private guest suite offers a bedroom, kitchen, full bath, and great room--ideal for extended family, multi generational living, or long term guests. The addition includes its own HVAC and water heater.
Major systems include an approximate 2015 roof, 2016 shoreline riprap, a 26KW whole house generator, and the 2022 ADU with dedicated mechanicals.
The Waterfront Country Club offers a private, amenity rich lifestyle at Smith Mountain Lake, blending championship golf, a welcoming 22,000 square foot clubhouse, tennis, fitness, dining, and a junior Olympic sized pool. Members enjoy a nearly 7,000 yard Fazio designed course, on site golf professionals, and a full calendar of events--all surrounded by the natural beauty and recreation of the lake. A premier community where golf, water, and lifestyle come together.
Directions: HFB 122 S L Scruggs Rd L Windlass L Anchor R Gangplank L Clipper Cir house on R
Style of House
Contemporary: 1
Limited Service
Not Limited Service: 1
Lot Description
Views: 1
Wooded: 1
Construction
Stone: 1
Wood: 1
Basement
Full: 1
Heating
Heat Pump Electric: 1
Misc Features
In-Law Quarters: 1
Cooling
Heat Pump Electric: 1
Fireplace
# Fireplaces: 2
Family Room: 1
Great Room: 1
Water Description
Community System: 1
Sewer Description
Private Septic: 1
Water Heater Type
Tank: 1
Interior Features
Bookcases: 1
Cathedral Ceiling(s): 1
Ceiling Fan(s): 1
Storage: 1
Internet Access
Cable: 1
Exterior Features
Deck: 1
Paved Driveway: 1
Porch
Front Porch: 1
Appliances
Clothes Dryer: 1
Clothes Washer: 1
Dishwasher: 1
Garage Door Opener: 1
Microwave Oven (Built In): 1
Range Electric: 1
Refrigerator: 1
Floors
Tile - i.e. ceramic: 1
Wood: 1
Boat Dock Desc
Boat Hoist: 1
Floater: 1
Party Deck: 1
Stationary: 1
Area Amenities
Private Golf: 1
Tennis Court(s): 1
Water Features
Cove: 1
Windows
Insulated: 1
Screen: 1
Primary Bedrooms
Primary BR Entry Lvl: 1
Primary BR Other Lvl: 1
Water Htr Energy
Electric: 1
Bedrooms
BR Entry Level: 1
BR Lower Level: 2
BR Other Level: 1
Water Details
Channel Marker: R24
Number Covered Slips: 1
Full Baths
Full Baths Entry Lvl: 1
Full Baths Lower Lvl: 1
Full Baths Other Lvl: 1
Half Baths
Half Baths Entry Lvl: 1
Laundry
Laundry Lower Level: 1
Contract Information
Current Price: $1,525,000
List Price: $1,525,000
List Date: 2026-09-04
Status: Active
Property Features
Style of House: Contemporary
Limited Service: Not Limited Service
Lot Description: Views; Wooded
Construction: Stone; Wood
Basement: Full
Heating: Heat Pump Electric
Cooling: Heat Pump Electric
Fireplace: Family Room; Great Room
Interior Features: Bookcases; Cathedral Ceiling(s); Ceiling Fan(s); Storage
Exterior Features: Deck; Paved Driveway
Appliances: Dishwasher; Clothes Dryer; Microwave Oven (Built In); Garage Door Opener; Refrigerator; Range Electric; Clothes Washer
Misc Features: In-Law Quarters
Area Amenities: Private Golf; Tennis Court(s)
Floors: Tile - i.e. ceramic; Wood
Windows: Insulated; Screen
Porch: Front Porch
Water Description: Community System
Sewer Description: Private Septic
Water Heater Type: Tank
Water Htr Energy: Electric
Internet Access: Cable
Boat Dock Desc: Party Deck; Floater; Stationary; Boat Hoist
Water Features: Cove
Room Information
| Room Name | Level | Remarks |
| Primary Bedroom | Entry | update primary suite soaking copper tub |
| Primary Bedroom | Entry | Accessory Dwelling Unit |
| Bedroom 2 | Lower | |
| Bedroom 3 | Lower | |
| Great Room | Entry | |
| Dining Area | Entry | |
| Sun Room | Entry | |
| Family Room | Lower | |
| Office | Lower |
Listing Office: DEB BERAN PROPERTIES
Last Updated: September - 11 - 2026
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